Home Loans in Trichy
Step into your new home with our competitive housing loan solutions. We bridge the gap between you and your dream home with 25+ lending partners.
Why Choose Us?
- Low Interest Rates
- Balance Transfer Facility
- Top-up Loans Available
- 30-Year Tenure
Home Loan Details
| Particulars | Details |
|---|---|
| Minimum APR | 8.50% p.a. |
| Maximum APR | 10.50% p.a. |
| Loan Amount | ₹10 Lakhs to ₹10 Crores |
| Tenure | Up to 30 Years |
| Processing Fee | 0.50% - 1.00% of loan amount |
| Loan Providers | 25+ |
Key Benefits
- ✓ Tax Benefits (Sec 80C & 24b)
- ✓ PMAY Scheme Subsidy
- ✓ Doorstep Service
- ✓ Easy Documentation
Eligibility Criteria
- Age: 21 to 65 Years
- Employment: Salaried (2+ yrs) or Self-Employed (3+ yrs)
- Credit Score: 750 or above for best rates
- Min Income: ₹25,000 per month
Documents Required
- KYC: PAN Card, Aadhaar Card, Voter ID
- Income: Salary Slips, Form 16, Bank Statements
- Property: Title Deed, Sale Agreement, NOC
Types of Home Loans
Home Purchase Loan
For buying a new or resale flat/bungalow.
Construction Loan
For building a house on a plot you own.
Home Renovation Loan
For repairs, painting, and architectural upgrades.
Plot Loan
For purchasing a residential plot of land.
Home Extension Loan
For adding more rooms or floors to your existing home.
Top-up Loan
Additional funds over your existing home loan for any need.
Frequently Asked Questions
Eligibility depends on factors like age (21-65 years), income levels,
employment stability, and a healthy credit score (ideally 750+).
Yes, we offer specific Home Renovation Loans that cover structural repairs,
painting, tiling, and other upgrades.
For home loans, technical and legal verification of the property is required.
Usually, it takes 7-10 working days after full document submission.
You can claim deductions on principal repayment under Section 80C and
interest payment under Section 24b of the Income Tax Act.
Yes, our team guides eligible borrowers through the Pradhan Mantri Awas
Yojana (PMAY) scheme to avail interest subsidies.
Disclaimer: We are not a lender but connect you with authorized banks and NBFCs to facilitate your loan process. Greenvill Associates acts as a professional consultant to help you find the best financial solutions.